How much spending money is a Medicaid nursing home resident allowed to keep each month in New York?

New York's Nursing Home Resident Personal Needs Allowance is $50 per month - the amount a Medicaid-funded nursing home resident is permitted to keep from their own income for personal expenses, with the rest going toward the cost of their care. According to the NY State Office for the Aging (NYSOFA), this figure has been unchanged since the 1980s, and NYSOFA notes that 33 other states currently pay a higher PNA, ranging from $52 to $200.

What is the MLTC special income standard for Long Island and why does it matter for Medicaid home care?

The special income standard for housing expenses, available to certain individuals enrolled in a Managed Long Term Care plan, varies by NYSDOH region - for the Long Island region specifically, it is $1,701.00. This regional figure is higher than most upstate regions (for comparison, the Central New York region's is $426 and the Western region's is $341), reflecting Long Island's higher housing costs, and remains in effect until updated federal poverty levels are published.

How much does assisted living cost in New York State?

According to CareScout's 2025 Cost of Care Survey, the median cost of an assisted living community (private one-bedroom) in New York State is $225 per day, or about $7,110 per month and $85,320 per year. This is a statewide median - CareScout's published state-level data tables do not break out a separate Long Island or metro New York figure.

What does a nursing home cost per day in New York?

CareScout's 2025 Cost of Care Survey puts the New York State median at $511 per day ($15,528/month, $186,333/year) for a semi-private room and $550 per day ($16,729/month, $200,750/year) for a private room, both based on 365 days of care. These are statewide figures; CareScout does not publish a separate Long Island-specific nursing home rate.

Independent Living | What It Costs and How Your State Licenses It

Independent living is housing, not care. Age-restricted apartments or cottages with dining, transportation, activities and maintenance handled — for adults who do not need help with daily activities.

Short answer

We list 15 verified independent living providers across your metro. Independent living is housing, not care.

Three things worth knowing first

Independent living is typically not licensed as a care facility, because no personal care is provided. Confirm for your state.
Several campuses combine independent living with assisted living or nursing on the same campus, so a resident can move between levels without leaving the community.
If help with daily activities is already needed, independent living is the wrong category, even when a community offers to arrange outside caregivers.

You can check any facility's record free. NYS Health Profiles (profiles.health.ny.gov) publishes license status and inspection history free. Read the full explanation →

Verified independent living across the region

We list 15 verified independent living providers across your metro. The full table with addresses and counties lives in the directory.

Atria on Roslyn Harbor — Roslyn
Atria Glen Cove — Glen Cove
Atria East Northport — East Northport
Atria Bay Shore — Bay Shore
Jefferson's Ferry — South Setauket
Peconic Landing — Greenport

See all 15 in the directory →

Independent Living in your area

Three things worth knowing first

Verified independent living across the region

Independent Living by city

Independent Living in Huntington

Independent Living in Hempstead

Independent Living in Garden City

Independent Living in Levittown

Independent Living in Freeport

Independent Living in Long Beach

Independent Living in Massapequa

Independent Living in Great Neck

Independent Living in Mineola

Independent Living in Rockville Centre

Independent Living in Babylon

Independent Living in Islip

Independent Living in Bay Shore

Independent Living in Patchogue

Independent Living in Smithtown

Independent Living in Riverhead

Independent Living in Port Jefferson

Independent Living in Commack

Independent Living in Brentwood

Independent Living in Oyster Bay

Independent Living in Glen Cove

Independent Living in Plainview

Independent Living in Syosset

Independent Living in Farmingdale

Independent Living in Wantagh

Independent Living in Seaford

Independent Living in Bethpage

Independent Living in Merrick

Independent Living in Bellmore

Independent Living in Oceanside

Independent Living in Deer Park

Independent Living in Lindenhurst

Independent Living in Amityville

Independent Living in Ronkonkoma

Independent Living in Selden

Independent Living in Centereach

Independent Living in Kings Park

Independent Living in St. James

Independent Living in Sayville

Independent Living in Southampton

Independent Living in Stony Brook

Independent Living in New Hyde Park

Independent Living in Uniondale

Independent Living in Hauppauge

Independent Living in West Babylon

Independent Living in Westbury

Independent Living in Valley Stream

Independent Living in Port Washington

Independent Living in Franklin Square

Independent Living in Woodmere

Questions families ask

Not sure where to start?